High Performance Boats

Not just for any insurance company!

Markel high performance insurance program has covered more go-fast boats than any other. At high speeds, there is no room for error. Going fast requires focus, a high level of competency, and state of the art equipment. A boat owner shouldn't expect any less of their insurance company.

Coverage available: CT, MA, ME, NH, NJ, NY, PA, RI, VT

Underwriting Appetite

  • Watercraft 26' and over
  • Watercraft speeds from 65 to 120 mph

Program Coverage Features (included in base policy)

  • Hull coverage to $1,000,000
  • Agreed value for total loss
  • Protect and recover, in addition to hull coverage limit
  • Watercraft liability to $1,000,000
  • Wreck removal included with watercraft and equipment coverage
  • Uninsured watercraft
  • Personal effects of $1,000 included, with up to $5,000 available
  • Windstorm extra expense of $1,000
  • Pollution liability
  • Emergency towing and assistance
  • Medical payments of $1,000 included, with up to $10,000 available

Optional Coverage

  • Trip coverage
  • Trailer coverage
  • Transit and storage
  • Boat lift and boat house coverage


Premium Discounts Available

  • Safety equipment
  • Safety school
  • Mature operator
  • Additional discounts if less than 85 MPH: Experience operator, homeowner and married, policy paid in full


  pdf Markel High Performance Application (584 KB)