Spooky Vacant? We can write that for you!

  • GMA has many markets to write insurance on vacant buildings, even the spooky ones!
  • We have markets for vacant business property, vacant dwellings and vacant manufactured homes.
  • Available in Connecticut, Maine, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, and Vermont!
  • Carrier availability subject to construction type, location and circumstances of vacancy.

Program(s) General Guidelines:

  • Minimum Premium: $500.00 to $1000.00 depending on program
  • Coverage available for:
    • High-Valued Homes
    • Manufactured Homes
    • Building Ages up to 150 years old
    • Protection Class 9 & 10
    • Light Renovation and Stalled Construction
  • No maximum or minimum number of buildings (or dwellings)
  • No coastal risks (definition of coastal varies)
  • Pro-Rata cancellation if vacant building becomes occupied or sold
  • Up to 50 million TIV per location
  • Vacant, Occupied or Partially Occupied properties may be written on one policy

Submission Requirements:

  • Diagram & Pictures
  • 3 year loss history
  • Target price
  • Complete application and supplement, if required




Hot List Commercial: